Jaywan is the UAE’s national domestic payment scheme launched by the Central Bank. It enables secure, locally processed card payments across ATMs, merchants, and government services in the UAE. All financial institutions licensed in the UAE are required to issue Jaywan cards as part of the national payments modernization strategy.
Benefits of Your Jaywan Card
- Reliable access to your salary
Transactions are processed locally inside the UAE, ensuring stable access to essential services. - Accepted across the UAE
Use your Jaywan card at ATMs, supermarkets, pharmacies, restaurants, and most merchants that accept domestic cards. - Government service compatibility
Jaywan is widely accepted for UAE government fees, kiosks, and service portals. - Enhanced security
Payments stay within the UAE network, reducing exposure to international transaction risks. - Easy to use
Works like any other salary/payroll card for withdrawals and local purchases.
Frequently Asked Questions
- Why am I receiving a Jaywan card?
Financial institutions in the UAE must issue Jaywan cards under the national payment scheme requirements. Your employer and C3Pay remain fully compliant with UAE regulations. - Does this change how I receive my salary?
Your salary is credited the same way as before, and your access to the C3Pay app stays unchanged. - Can I use Jaywan outside the UAE?
Jaywan is a UAE-only domestic scheme and is not used for international purchases or withdrawals. However, your C3Pay Mastercard continues to work internationally wherever the Mastercard network is accepted. - Does my C3Pay app still work the same?
All your app features remain unchanged, including:- international money transfers
- mobile recharge
- bill payments
- subscriptions and value-added services
- Can I withdraw cash with a Jaywan card?
Jaywan cards can be used at ATMs across the UAE supporting domestic card schemes. - What if a shop does not accept Jaywan?
If a shop only supports international networks, the Mastercard feature of your co-badge card will be used automatically. Your card will simply route the payment through the correct network, so you can continue using it normally across the UAE and abroad. - Is there anything I need to do?
No action required. You can begin using your card as soon as it’s activated.
